What are Jumbo Loans?

Jumbo Loans sound like the stuff of millionaires, but that's not necessarily true. While it is a larger debt than most home mortgages, a jumbo loan may be your best choice, depending on your income, the price of the home you want to buy and the menu of loan options available to you.

Every county across the country has a limit to the size of the loan, which today, is $766,550; jumbo loans are just loans that exceed that county loan limit.  We offer jumbo loans up to 4 million dollars, with the loan process being much faster and less onerous than a traditional bank.  Since the higher amount of the loan, jumbo loans are higher risk for the lender.  The client’s debt to income ratios may be lower than lower loan amounts and you will need good credit.

We offer purchase jumbo loans, rate, and term jumbo loans as well as unlimited cash-out loans.

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