The Indigo Mountain Mortgage Team

Your premier mortgage lender doing loans for 20+ years. Offering service in New Mexico and Colorado. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.

Homebuyers

See how much you qualify for in today's market.

Refinance

We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

Ask A Question

We can answer your mortgage related questions.

What are you waiting for?

Getting started is easy!

Indigo Mountain Mortgage

Are you receiving the personal attention, and service that you deserve?

Like a breath of fresh air, Holly Heaton brings enthusiasm and excitement to the loan process that is infectious.  Holly enjoys orchestrating the loan experience for her clients and takes great pride in helping her clients navigate thru the complexities of the loan process.  She enjoys helping them realize their dream, whether that is their first home, vacation home, or investment property.  With more than 20 years as a Loan Originator, Holly is well versed in the complicated lending arena.  Her unmatched level of personal service, her excellent listening skills, and genuinely caring about the experience, are some of the reasons her clients and realtors are so pleased to do business with her.

Holly’s clients most appreciate her excellence in professionalism, client service, and high standards of ethics and integrity.

Holly was raised in the mountains of Colorado; when she is not working, she cherishes time with friends, hiking and skiing in the mountains of Colorado and New Mexico, she also enjoys great culinary experiences, a variety of music, and tending to her gardens.

Indigo Mountain Mortgage considers itself fortunate to offer a full range of loan products throughout Colorado and New Mexico, including Jumbo Loans and Low Documentation Loans for people who are successful self-employed borrowers, Reverse Mortgages, VA Loans, Conventional Loans, and Private money sources. If you're looking for investment loans, I'm able to offer these in most states throughout the Country.

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

Reverse Mortgages

Low Doc Loans

Conventional Loans

Home Refinance Loans

VA Loans

Home Purchase Loans

What our clients are saying

  • I cannot recommend Holly enough! We were dealing with an incredibly tight, time-sensitive situation, and she managed to get us through the financing process seamlessly and ahead of schedule. She... read more

    Kyle Norton Avatar Kyle Norton
    May 22, 2026

    Holly Heaton is one of the best mortgage specialists out there! She's focused, creative, a clear communicator, and truly works on your behalf to make your dreams a reality. We... read more

    Natalie Davis Avatar Natalie Davis
    April 9, 2026

    Once again Holly has come to the rescue. I appreciate her professional demeanor and the ability to handle all my stupid questions with grace. She's the best at saving money... read more

    Paulette Fara-Schembri Avatar Paulette Fara-Schembri
    December 10, 2025

    I recently worked with Holly to refinance my home, and I couldn’t be more grateful for the experience. She went above and beyond to make sure I understood every step... read more

    Jesse Goddard Avatar Jesse Goddard
    September 17, 2025
  • Working with Holly was such a gift during our home buying journey. From the very beginning, she truly listened to what mattered most to us. She was thoughtful, smart, and... read more

    Adam Parent Avatar Adam Parent
    July 7, 2025

    I want to express my heartfelt gratitude for Holly Heaton’s incredible support throughout my home-buying journey. Her kindness and graciousness truly made the entire process seamless. I appreciate every effort... read more

    Michael Payton Avatar Michael Payton
    May 20, 2025

    Working with Indigo Mountain Mortgage (IMM) CEO, Holly Heaton, was an exceptional experience. Her professionalism, deep industry knowledge, and prompt responsiveness made the entire mortgage process seamless and truly one... read more

    Freddy Chasi Avatar Freddy Chasi
    April 9, 2025

    Holly is the definition of integrity, professionalism and customer care. Not a beat was missed in our process, and everything ran smooth. There were no surprises and Holly... read more

    CD Dominguez Avatar CD Dominguez
    July 31, 2023